Expert guides, tutorials, and resources to help you understand APR, compare loans, and make smarter borrowing decisions.
Learn the step-by-step process for calculating APR including origination fees, closing costs, and other charges. This comprehensive guide includes real examples, formulas, and practical tips for comparing loan offers.
Read full article →What's the difference between APR and interest rate? Why do lenders advertise both? This guide explains how they differ and which one matters more when comparing loans.
Read full article →Deep dive into the mathematical formulas and algorithms used to calculate APR, including the Newton-Raphson method. Learn why precision matters and how our calculator achieves 0.001% accuracy.
Read full article →Avoid these common mistakes when comparing loan APRs. Learn what fees to include, how to spot misleading rates, and tricks lenders use to make loans appear cheaper than they are.
Read full article →Everything homebuyers need to know about mortgage APR, including points, closing costs, and how to compare offers from different lenders. Includes real examples with numbers.
Read full article →Strategies for getting the lowest APR on your auto loan. Learn about dealer financing vs bank loans, how your credit score affects rates, and negotiation tips.
Read full article →Use our free calculator to see your exact APR with fees, amortization schedule, and payment breakdown.
Calculate APR Now