Privacy Policy
Last updated: April 12, 2025
APR‑Calculator.com (“we,” “us,” or “our”) operates https://apr-calculator.com/ (the “Site”). This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our Site. By using the Site, you agree to the terms of this Privacy Policy.
1. Information We Collect
a. Personal Information
We do not require or collect any personally identifiable information (PII) from you in order to use our APR calculators. We do not ask for your name, email address, phone number, or any other personal data to perform calculations.
b. Non‑Personal Information
We may collect non‑personal information about you automatically when you visit the Site, including but not limited to:
- Usage Data: pages viewed, time spent on pages, click‑throughs.
- Device & Browser Information: IP address, browser type/version, device type, operating system.
- Technical Data: referring URLs, date/time stamps, cookies, and similar tracking technologies.
2. How We Use Your Information
We use the non‑personal information we collect to:
- Operate, maintain, and improve our Site’s functionality and performance.
- Analyze trends and user behavior to enhance user experience.
- Monitor and prevent fraud, abuse, or other malicious activity.
- Generate aggregated statistical reports for internal use.
We do not sell, rent, or share your personal data with third parties for their marketing purposes.
3. Cookies & Tracking Technologies
a. Cookies
We use “cookies” and similar tracking technologies to track activity on our Site and hold certain information. Cookies are small data files stored on your device. You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, disabling cookies may affect Site functionality.
b. Third‑Party Analytics
We employ Google Analytics (or similar) to understand how users interact with our Site. These services may collect information such as your IP address, browser type, and pages visited. To learn about Google Analytics’ privacy practices, visit: https://policies.google.com/privacy.
4. Third‑Party Links
Our Site may contain links to third‑party websites (e.g., our social media profiles). We are not responsible for the privacy practices or content of those sites. We encourage you to read the privacy policies of any third‑party sites you visit.
5. Data Security
We implement reasonable technical and organizational measures to protect your information against unauthorized access, disclosure, alteration, or destruction. However, no internet transmission or electronic storage method is 100% secure—please exercise caution when sharing information online.
6. Children’s Privacy
Our Site is not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us and we will delete it promptly.
7. International Visitors
Our Site is hosted in the United States. If you access the Site from outside the U.S., please be aware that your information may be transferred to and processed in the U.S., where data protection laws may differ.
8. Your Privacy Rights
Depending on your jurisdiction, you may have the right to:
- Access, correct, or delete personal information we hold about you.
- Restrict or object to our processing of your information.
- Withdraw consent where we rely on it.
To exercise these rights, please contact us at privacy@apr-calculator.com. We will respond in accordance with applicable law.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. The “Last updated” date at the top will reflect the most recent revision. We encourage you to review this page periodically for any changes.
10. Contact Us
If you have any questions about this Privacy Policy, please contact:
APR‑Calculator.com
Email: privacy@apr-calculator.com
Thank you for trusting APR‑Calculator.com. Your privacy is important to us.